Dreaming of mornings on Tellico Lake but not sure which part of Tellico Village feels like home? You want the right mix of lake access, golf, social life, and everyday convenience without guesswork. In this guide, you’ll learn how the four core villages tend to live, what to verify before you buy, and how to align your lifestyle with the right neighborhood. Let’s dive in.
How Tellico Village is organized
Tellico Village in Loudon, Tennessee is a planned lakeside community on Tellico Lake. The community is commonly grouped into four main villages: Tanasi, Toqua, Chota, and Kahite. Each area developed in different eras, which affects lot sizes, home ages, and proximity to amenities.
A Property Owners Association (POA) oversees community rules, common areas, and many amenities. Some facilities, like golf and the yacht club, may have separate memberships and fees. Many residents choose Tellico Village for boating, golf, clubs, and an active lifestyle. Families and younger buyers also live here, so think of “active adult” as a lifestyle pattern, not a rule.
Neighborhood snapshots
Tanasi
Tanasi sits near the community’s central amenities and shops, with a mix of older and updated homes. You’ll find a variety of single-family properties, some on or near the golf course. Lots and yard sizes vary, and many streets feel established. If you want central access and shorter trips to community hubs, Tanasi often checks the box.
Toqua
Toqua is also part of the central and western areas and ties closely to one of the community golf courses. Homes range from modest to larger single-family options, with several golf-adjacent properties. Buyers who want a balance of golf access and proximity to clubhouses tend to look here. It suits a golfer’s routine with convenient access to play and practice.
Chota
Chota places you near the Village Center and common social venues. Housing includes single-family homes and some townhome-style clusters, with a range of build years. This area often appeals if you plan to frequent clubs, eateries, fitness facilities, and events. If you love being close to the action, Chota keeps your daily drives short.
Kahite
Kahite is widely described as a newer, peninsula-style area with a quieter feel in places. You’ll see more recent construction, larger lots in some pockets, and a strong presence of lakefront or water-view homes. Many buyers choose Kahite for its waterfront options and newer builds. If you want a more serene setting and prioritize lake living, put Kahite on your shortlist.
Match your lifestyle
Lakefront boater
- Look first at Kahite for a higher share of waterfront and water-view options, then consider waterfront pockets in Tanasi, Toqua, and Chota. Boat slip availability and transfer policies matter, so verify current marina procedures and any waiting lists through the POA or marina office.
Active golfer
- Explore Toqua and Tanasi if you want golf-adjacent homes and easy access to clubhouses. Confirm whether course access requires separate memberships and whether there are homeowner privileges or programs for regular play.
Social connector
- If you plan to attend events, volunteer groups, classes, and club meetings, focus on Chota and central pockets of Tanasi and Toqua. Being close to the Village Center can save time if you are out and about most days.
Quiet nature lover
- Kahite’s more open, less dense feel in some areas can be a fit if you prefer a calmer setting. Many streets offer scenic views and a relaxed pace while still giving you access to Village amenities.
Low-maintenance seeker
- Parts of Chota include townhome-style clusters, which may reduce exterior maintenance. Verify association rules, what exterior services are covered, and any separate dues for attached homes.
Commuter or frequent traveler
- If you commute to Knoxville or Oak Ridge, test drive the route at typical hours from a few candidate streets in each village. A few extra minutes saved each way adds up, especially if you expect regular medical or airport trips.
Daily living: access and convenience
If boating is your passion, proximity to marinas and slip programs will shape your short list. If golf is your routine, being near courses and clubhouses can be a daily win. The Village Center, fitness and wellness facilities, and social clubs are central draws for many residents.
For errands, consider the drive to grocery stores, banking, and home services in Loudon and Lenoir City. Healthcare access ranges from local providers in Loudon to larger hospital networks in Knoxville, so factor in drive times to your preferred specialists. Sidewalks and trails vary by street, with some pockets more walkable than others.
What to verify before you buy
Use this checklist with your agent so you can compare homes apples-to-apples:
- POA fees and coverage: Confirm what is included, how often fees are billed, and any upcoming changes. Ask for the official POA documents.
- Club memberships: Golf, yacht club, marina, and other memberships often have separate dues. Verify initiation costs, monthly or annual fees, and guest policies.
- Boat slip programs: Ask about availability, waiting lists, and transfer rules if a property includes or is near a slip.
- Flood risk and insurance: Lake proximity can place some lots in FEMA flood zones. Check parcel-specific maps and get quotes from local insurance agents.
- Utilities and internet: Verify high-speed internet options by address. Confirm whether the property uses sewer or septic, and whether natural gas or propane is available.
- Property taxes: Review current tax rates with the county property assessor and note any exemptions or planned changes.
- Schools: If schools are important, confirm current Loudon County Schools assignments and available programs by address.
- Commute times: Test routes to workplaces, hospitals, and the airport at typical travel times.
- Zoning and covenants: Review POA covenants and architectural controls for rules on additions, fencing, rentals, and exterior changes.
- Market data: Ask for recent MLS comps, median pricing, and days on market to understand pricing power and resale potential.
How to narrow your options
- Start with lifestyle priorities: Rank lake access, golf, social proximity, lot size, and construction age.
- Tour by micro-area: Visit a few streets in each village at different times of day. Pay attention to traffic patterns, noise, and light.
- Compare ongoing costs: Line-item POA dues, memberships, utilities, and insurance.
- Think about resale: Homes near the lake or golf often attract steady demand. Ask for a market analysis to see what sells fastest.
- Confirm the details: Before you write an offer, verify slip status, covenants, and utility service in writing.
Next steps
If you are early in your search, tour one example street in each village to get a feel for the differences. If you are ready to focus, request a customized shortlist by lifestyle and budget, plus recent MLS comps and POA documents for each candidate property. Out-of-state or busy schedule? Ask for live video tours and concierge coordination for inspections, title, and contractor estimates.
If you want a local guide who knows Tellico Village and can simplify each step, reach out to Liza Bryan Acheson for a free concierge consultation. You will get tailored options that match how you live, not just where you sleep.
FAQs
Which Tellico Village area has the most waterfront homes?
- Patterns often point to Kahite for a higher share of water-view and waterfront options, though true waterfront exists across multiple villages. Verify current inventory through the MLS.
Are there age restrictions in Tellico Village?
- Tellico Village is widely known for an active-adult lifestyle, but you should confirm any age-related policies by reviewing POA governing documents. Many households of varied ages live in the community.
How do POA fees and club dues work?
- The POA covers community operations and shared amenities, while golf, yacht club, and marina memberships typically have separate dues. Ask for the current POA fee schedule and membership details.
How long is the marina boat slip waitlist?
- Slip programs and waiting lists can change. Contact the POA or marina office to learn about current availability and transfer rules.
How much more do waterfront or golf-front lots cost?
- Premiums vary by view, location, and home condition. Request a comparative market analysis using recent MLS sales to understand local price differences.
What are commute times to Knoxville or Oak Ridge?
- Times vary based on village and route. Test the drive with mapping tools at your typical travel hours to get realistic estimates.
Do lake-adjacent homes require flood insurance?
- Some parcels may be in FEMA flood zones. Check the specific address on flood maps and get quotes from local insurance agents to confirm requirements and costs.
What schools serve Tellico Village?
- Loudon County Schools serve the area, but attendance zones vary by address. Verify current assignments and programs with the district before you buy.
Is high-speed internet available throughout the community?
- Service levels can vary by street. Confirm providers and speeds for each address through local ISPs and broadband maps before you make an offer.
